Cash flow & budgeting
Map income, expenses, and surplus so trade-offs are visible before you commit.
Features
A structured planning workflow for Canadian households — built around transparency, reproducibility, and honest positioning.
Tax planning
Model federal and provincial tax impacts across accounts and life stages.
Investments & accounts
See how your savings are spread across account types and how much room you have in tax-sheltered accounts — without recommending specific investments.
Insurance
Estimate whether your life and disability coverage matches what you said you need.
Retirement
Project whether savings and spending align with your target retirement age.
Estate
Flag whether your estate may have enough cash to cover taxes and debts, and surface beneficiary topics to discuss with professionals.
Conversational intake
Describe your situation in natural language. The intake assembles a structured profile you review and confirm before any numbers are calculated.
Deterministic planning engine
Projections come from a rules-based engine with versioned assumptions — the same inputs produce the same outputs every time.
Two deliverables
Each run produces an Excel workbook and an interactive HTML summary, all generated from one plan so they stay aligned.
Interactive dashboard
Explore KPIs, charts, recommendations, and assumptions in the browser after a run completes — without downloading files first.
Ready to talk it through?
Create a free account, tell the AI agent about your household, and generate an illustrative plan — confirmed by you, encrypted before it's stored.